Sell Your Home, Keep Your Low Rate: How Allen Made the Move Without Regret
If you are a homeowner holding a very low interest rate, it's natural to hesitate about moving. In fact, this is the top reason many people are staying put right now. That was exactly the dilemma Allen in Summerville faced. He wanted a fresh start, he ran the numbers, then stopped himself every time. Walking away from a brag-worthy rate felt impossible.
Then Allen called our team.
The Challenge: Great Rate, Wrong Home
Allen’s current home no longer fit his life. Emotionally, he was ready to move, but the financial side kept hitting the brakes. He worried that a new mortgage would erase the benefit of his low rate, and he would lose ground on his long-term plan.
The Solution: Sell Your Home, Keep the Rate
Allen partnered with us because of our “Sell Your Home, Keep Your Rate” program. The goal is simple. Help you get into the right home while keeping a comparable rate to what you have now. We walk you through options, line up the right financing, and structure your move so you don't feel like you're giving up a valuable financial asset.
What Happened Next
Allen listed his home and hit the market with a clear plan.
He received multiple offers and sold for more than he expected.
On his new home, which he loves, he locked a rate comparable to his previous one.
The net result was real savings. Allen is saving about $16,000 per year on payments with this approach.
What felt impossible became possible once he had the right guidance.
Why This Works
Your home may be your largest asset, and your interest rate can feel like a second one. The key is not to choose between them. If you can trade into a home that truly fits and keep a low, comparable rate, you protect both lifestyle and long-term finances.
Many homeowners do not realize this option exists. Once we review your equity, goals, and loan choices, the path forward becomes clear.
Is This Right for You?
Consider this if any of the following ring true:
You want to move but fear losing your low rate
Your current home no longer fits your life, budget, or plans
You have strong equity and want to make a smart next move
We will outline your choices, compare payment scenarios, and show you how to keep your rate comparable while you sell high and buy right. No pressure, just local advice.
Take the Next Step
If you are on the fence, now is the time to see what's possible. Visit davefriedmanteam.com or give us a call today at (843) 936-1788. We will walk you through each step so you can decide what is best for your future.